Terms & Conditions

Build Actions Ltd is a UK-based IT consultancy and software development company. We help enterprises with digital transformation, help established businesses build new products and SaaS platforms, and help start-ups build their first software applications.

Build Actions also designs, builds, and operates its own digital products, including Onefolio (getonefolio.com), a networking/digital business card platform, and IDRUNE, a group of related digital products. References to "our services" in these Terms cover both (a) bespoke consultancy/development engagements delivered to clients, and (b) Build Actions' own products such as Onefolio, where Build Actions (or an affiliated entity) is the merchant of record for any payments processed.

Individual consultancy or software development projects are governed by a separate, mutually agreed proposal, statement of work ("SOW"), or contract, which takes precedence over these Terms for the specific matters it covers. These Terms provide the general framework that applies to all engagements unless expressly varied in writing.

A typical engagement begins with a scoping conversation, followed by a written proposal or SOW describing deliverables, timeline, and fees. Work begins only once both parties have agreed the SOW, either in writing or by email confirmation.

Fees for consultancy and development engagements are set out in the relevant SOW or proposal, typically structured as a deposit followed by milestone-based or time-based invoicing.

Deposits are non-refundable once work has commenced, as they cover the initial allocation of our team's time and resources. Milestone or interim invoices become due on delivery of the corresponding milestone and are non-refundable once that milestone has been delivered, except where required by law or where Build Actions has failed to deliver work substantially matching the agreed scope.

Ongoing engagements (e.g. retainers, maintenance agreements) may be cancelled by either party with 30 days' written notice, unless a different notice period is agreed in the relevant SOW. Fees already invoiced for work delivered up to the cancellation date remain payable.

For Build Actions' own SaaS products (such as Onefolio), subscription billing, cancellation, and refunds are governed by that product's own terms and are managed through its own account dashboard and payment provider (Stripe) — see getonefolio.com/terms for Onefolio's specific subscription terms, which take precedence over this section for Onefolio subscriptions specifically.

Physical goods purchases (where applicable, e.g. Onefolio's physical NFC cards) are one-off, non-subscription purchases subject to standard UK consumer cancellation rights under the Consumer Contracts Regulations, as disclosed at the point of purchase.

Unless otherwise agreed in a SOW, ownership of bespoke deliverables created specifically for a client (e.g. custom code written for that client's project) transfers to the client upon full payment of all invoices relating to that engagement.

Build Actions retains ownership of its own pre-existing tools, frameworks, libraries, methodologies, and any general-purpose components not built specifically for a single client, even where such components are used within a client deliverable — these are licensed to the client for use within the delivered project, not assigned.

All content on the Website (design, branding, logos, the "Build Actions", "Onefolio", and "IDRUNE" names, and site content) is owned by Build Actions Ltd and protected by copyright, trademark, and other intellectual property laws. You may not copy, reproduce, or create derivative works from the Website without our written permission.

Both parties agree to keep confidential any non-public business, technical, or financial information disclosed during an engagement, and to use it only for the purposes of that engagement. This obligation survives termination of any engagement.

You may not use the Website to transmit malicious code, attempt unauthorized access to our systems, scrape or reproduce Website content at scale, or use the Website for any unlawful purpose.

The Website and our services may link to or rely on third-party services (for example, Google Analytics for website analytics, or Stripe for payment processing on our own products). We are not responsible for the content, availability, or practices of third-party services, though we select providers we reasonably believe are reputable and compliant with applicable law.

The Website is provided "as is" and "as available." To the maximum extent permitted by law, we disclaim all warranties, express or implied, regarding the Website's availability or fitness for a particular purpose. Services delivered under a specific SOW are warranted only to the extent expressly stated in that SOW.

To the maximum extent permitted by law, Build Actions' total liability arising out of the Website or any engagement is limited to the fees actually paid by you in the 12 months preceding the claim. We are not liable for indirect, incidental, or consequential damages. Nothing in these Terms excludes or limits liability that cannot lawfully be excluded, including liability for death or personal injury caused by negligence, or for fraud.

We may suspend or terminate access to the Website, or terminate an engagement, if these Terms or a SOW are materially breached, subject to any notice/cure period set out in the relevant SOW. On termination, fees for work already delivered remain payable.

We may update these Terms from time to time; material changes will be reflected by an updated "Last updated" date above. Continued use of the Website after changes take effect constitutes acceptance of the updated Terms. Terms governing an already-signed SOW are not affected by later changes to this page.

These Terms are governed by the laws of England and Wales. Both parties submit to the exclusive jurisdiction of the courts of England and Wales. We encourage you to first contact us to try to resolve any dispute informally before starting formal proceedings.

Build Actions Ltd

Company number: 13333702

Registered office: Unit Da2 Sutherland House, 43 Sutherland Road, London, United Kingdom, E17 6BU

Email: [email protected]